Solria
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Buyer's guide

Guides for buying in Spain

Choose an area for golf or boating, and understand the process, costs and paperwork of buying a home in Spain — explained plainly, without the sales pitch.

Golf course with palms and open fairways

Golf & homes

A morning on the course and an evening on your own terrace. Start with how you want to play and live, not just a home overlooking a fairway. Here are areas to compare and questions to help you choose.

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Sailing boats and motor yachts in a marina

Marinas & boating

Would you like to walk from breakfast to your boat, or simply enjoy marina restaurants and seaside life nearby? Those are different housing choices. Here we distinguish a home near a marina from a practical base for your own boat.

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Whitewashed Andalusian village in afternoon light

Buying a house in Spain

Buying a home in Spain is simpler than many Swedish buyers expect, but the process differs from home. There is no Swedish-style bidding round, you sign a binding private contract early, and you need a Spanish tax number before you can sign at the notary. Here is the whole chain, from first idea to keys in hand.

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Villa street with white walls and palm trees

What does buying in Spain cost?

On top of the price come taxes and fees of roughly 10–14 per cent of the purchase price, plus annual running costs. Here are the items a Swedish buyer should budget for in Andalusia, with a worked example. The figures are indicative — your lawyer and agent partner give exact amounts for your property.

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Floor plan and papers on a sunlit table

NIE, bank account and mortgage

Three practical things decide how fast a purchase can move: your Spanish NIE number, a Spanish bank account and — if you borrow — a mortgage approval. Start them alongside the viewing trip so you are not left waiting once you find the right home.

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Viewing a bright home on the Costa del Sol — illustrative mood image

Estate agency in Spain

As a Swede looking for an estate agency in Spain you will meet three kinds: Swedish chains with offices on the coast, large international networks and small local offices. No type suits everyone. This guide explains the differences, what to ask and how to avoid the most common pitfalls.

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Villa in Nueva Andalucía with a view of the sea

Buying property in Spain as a Norwegian

Norwegians are among the most active buyers on the Costa del Sol, and Nueva Andalucía is sometimes even nicknamed the "Norwegian valley". The Spanish buying process is the same wherever you live, but tax and financing differ from the Swedish picture. Here is what matters most as a Norwegian buyer.

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Columns & Market notes

Personal reflections and observations from the market. Free to quote with a link to the source.

Marbella marina in evening light

Column

Why Swedes keep choosing the Costa del Sol

By Marie Segerholm · 2026-10-13

It is rarely about the sun first. When I talk to Swedish buyers, they describe everyday life – the walk to the bakery, golf in November, grandchildren who can fly direct.

Golf course in Estepona with the sea behind

Market notes

Market notes autumn 2026: what Swedish buyers ask for

By Marie Segerholm · 2026-10-13

A selection of what we see in enquiries right now. These are qualitative observations from our buyer conversations – not official statistics.

White houses in Mijas pueblo

Column

Buying in Spain – calmer than you think, if you take it in the right order

By Marie Segerholm · 2026-10-14

Many Swedes I meet worry about Spanish bureaucracy. But what causes stress is rarely the rules – it is taking the steps in the wrong order.

Lane in Benalmádena pueblo

Column

Swedes in Spain: everyday life after the move

By Marie Segerholm · 2026-10-14

The first year feels like a holiday. Then everyday life begins – and that is when you notice whether the area really fits.

Sotogrande marina

Market notes

Costa del Sol town by town: which pace are you after?

By Marie Segerholm · 2026-10-14

A qualitative note from our buyer conversations: the coast splits into clear paces, and the right choice starts with how you want to live – not the price.

Where do you want to start looking?

We have four area guides with price levels, quick facts and neighbourhoods — Marbella, Estepona, Nueva Andalucía and Fuengirola.

Compare the areas

This is general guidance, not legal or tax advice. Always confirm current rules and amounts with your lawyer.